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Personal Wealth Management - Spring 2019
Welcome to our Spring edition of Personal Wealth Management. This comes to you in particularly uncertain times, both economically and politically. Today’s financial markets are creating a lot of ‘noise’ and in this latest edition, we aim to bring our insight to help you identify and navigate today’s financial challenges.
In addition to the outlook for the UK housing and stock markets, we address the gender divide on pensions and potential solutions. While women are achieving equality in many walks of life, there is still a yawning gap on retirement provision. At the same time, we look at whether pension contracts in general offer the freedom promised by recent government reform and how investors can make the most of annual allowances while they still can.
Spring 2019
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Housing market forecast rationale
We discuss the factors that will influence the UK housing market over the next five years.
Mind the (pensions) gap
Women may be achieving equality in many walks of life, but on pension provision, they still lag considerably.
Taking away the pain of tax self-assessment
Filing your tax return is still one of the most unpopular jobs of the year but HMRC has tough measures in place for those who fail to file a return.
Budget reprieve: Use reliefs while they are still available
An overview of the valuable reliefs available – for now
Pensions freedoms: Do you know your options?
Defined contribution pension freedoms – the legislation is in place but does your pension contract offer you the freedom you need?
Making Charitable Gifts Go Further Through Donation of Shares
For any client wishing to support a charity, it is worth bearing in mind that there are a number of ways of making their gift go further
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Winter 2017/18 articles
Collecting classic cars - passion or profit?
We interviewed Bonham’s Chairman of the motoring department, James Knight, to help us understand the pull of classic cars as an investment and hobby
Patient capital review
To incentivise individuals to make investments, there are a variety of tax reliefs available
Autumn Budget 2017
2017’s Autumn Budget had few key changes for individuals and family financial planning – until we delved into the documents published immediately after.
Complex family care decision
Many face difficult decisions when it comes to the care of elderly family members market experts Grace Consulting look at how to weigh and resolve difficult circumstances.
The Trust Registration Service: what you need to know
The deadline to register with the online Trusts Register was 5 January
Moving towards an investment led business cycle
A strong global macroeconomic outlooks is prompting companies to increase capital expenditure
Defined benefit transfers
Recent regulatory changes and favourable markets have made DB pension transfers a hot topic. But what are the risks, and could a transfer be worth considering?
The state of the residential property market
The next five years will be the start of a new housing paradigm