Protecting your family

One of the most important aspects of financial planning is ensuring you’ve made provision for your family and any dependants in the event of a serious illness, injury or untimely death. 

When it comes to family protection you have a wide range of different products to choose from. Having advice you can trust to help navigate this complex marketplace gives you peace of mind, particularly given the potentially serious financial consequences for you and your family. 


Our approach


You’ll get a very personal service tailored to your precise needs and designed to help you make the right decisions to protect your family.  


You’ll have direct access to our highly qualified team of experts who have the knowledge and expertise to stay on top of changes in the market.


We don’t provide our own financial products so you can be sure you’ll get independent, fee-based advice on the widest possible selection of protection products.


Our joined-up approach means you’ll have access to specialist advice from senior staff across our diverse business. 


How we can help

  • Choice: Advising on protection products such as life assurance, critical illness cover, long-term care and permanent health insurance.
  • Risk profiling: Advising on the appropriate policy to cover your risk and meet your needs.
  • Research: Researching the market for the most competitive terms.
  • Administration: Taking care of setting up and administering your plan.


Our credentials


We build long-term relationships and have been advising some families over many generations. 


Our team comprises qualified chartered financial planners, as well as chartered accountants, chartered tax advisers and affiliates of the Society of Trusts and Estates Practitioners.

Word of mouth

The majority of new clients come to us as a result of referrals from satisfied clients.

Related insights

Inheritance Tax and Care Planning Services

Inheritance tax and care planning for this generation and the next

For many people, inheritance tax would be considered one of the least ‘loved’ taxes.

Pension death benefits

Changes to death benefit rules

New rules introduced on 6 April 2015 increase flexibility and improve the tax treatment of pension funds on death.

Keeping it in the family

Keeping it in the family

Louise Somerset, Partner at Smith & Williamson looks at how planning can help families retain their wealth.

Patient Capital Review

Patient capital review

To incentivise individuals to make investments, there are a variety of tax reliefs available

Family wealth incorporated

Family wealth incorporated

With trusts no longer having the tax advantages they once did, are family investment companies now the best way to get a good return on family savings?

Complex family care decisions

Complex family care decision

Many face difficult decisions when it comes to the care of elderly family members market experts Grace Consulting look at how to weigh and resolve difficult circumstances.

Personal Financial Planning

Personal Wealth Management - Spring 2019

Personal financial planning, tax and investment insights

Smith & Williamson websites use cookies. Find out about cookies here. By continuing to browse this site you are agreeing to our use of cookies.